Valley Stream Mortgage Corp. - Applying For A Mortgage

Be Prepared To Make The Application Complete

The information needed for applying for a mortgage, with few exceptions, should basically be the same no matter what broker you choose. Secondary markets have caused the application and related documents to be standardized throughout the industry.

The procedure for applying is a bit more complex - especially if its your first time. Our loan officers will make certain you understand all the terms, conditions, costs and required documentation associated with your mortgage so you can be comfortable with the process.
Do Not Be Afraid To Ask Questions!

It is important to be prepared for your application interview. Try to anticipate everything you will need and have all the necessary information readily available including the following:

  • Contract of sale
  • Three months bank statements ( checking, savings, investments and retirement accounts )
  • Two recent paystubs
  • Two years W-2's & 1040's ( Federal Tax returns )
  • Information regarding debts ( credit cards loans ect. )
  • Proof your current mortgage or rent is paid on time
  • Check for application fees

We can meet with you days or evenings to help you complete the actual application. Just let us know when its convenient for you.




Online Applications

Copyright (c) 1997 - All Rights Reserved.